Cashless Mediclaim
Paramount Hospital’s goal is to make healthcare accessible and affordable, and our Cashless Mediclaim service is a significant step towards that goal. Cashless Mediclaim is a feature of health insurance policies that allows the insured to receive medical treatment without having to pay for it at the point of service.
At Paramount Hospital, we honor Cashless Mediclaim, ensuring that our patients can access the care they need without financial worry.
If you are insured, you are entitled to cashless access at our hospital for all ailments covered under your medical/health insurance policy, within the sum insured limit or sub-limits, unless specifically excluded under the policy.
This means that the insurance company will directly settle the bill with Paramount Hospital, eliminating the need for you to pay anything upfront. Paramount Hospital has official tie-ups with several major national and international medical insurance companies, providing a hassle-free claims process to help ease the patients’ experience.
The aim of these packages is to promote health, facilitate early diagnosis and treatment, and thereby improve longevity of our patients lives.
How can you ensure you are using your Insurance?
A patient who wishes to avail insurance coverage needs to follow the following process to avail treatment at Paramounta
- Contact our care coordinator and enquire about using your insurance with Paramount
- Get the insurance form filled and follow the checklist below, get in touch with our care coordinator who will process your request through our insurance department.
- In case of out-patient consultation or in-patient admission, we require pre-approvals from the insurance companies.
Steps to check while using Cashless:
A patient who wishes to avail insurance coverage needs to keep in mind the following:
- At the time of admission a refundable security deposit is taken from all patients, the deposit varies according to the class of admission and will be informed at the time of admission
- This deposit amount is refunded once the final payment is received by the hospital, after adjusting the deduction of non payable items and any co-payment by patient.
- Patient/ relative should inform about the type of room they want to get admission in at the time of registration.
Checklist of items while using Cashless:
- Patient’s Photo ID proof. (Copy of Passport/ Adhar card/ Pan Card/ Driving License/ Voter ID/ School ID/ college ID/ Employee ID)
- Current year policy papers (In certain cases previous years policy papers may be required by the insurance companies, kindly keep them readily available. To know more about the insurance partner, Email: enquiry@paramountgeneralhospital.com
